Privacy Policy
Effective Date: July 2025
Who We Are
Our website address is: [https://downpaymentoh.org].
What Personal Data We Collect and Why
Comments
When visitors leave comments, we collect the data shown in the comments form, your IP address, and browser user agent to help detect spam. An anonymized string (hash) from your email may be sent to the Gravatar service to check for a profile image (see https://automattic.com/privacy/). After comment approval, your profile picture is visible with your comment.
Media
If you upload images, please avoid including embedded location data (EXIF GPS). Other visitors may be able to download and extract location data from images on the site.
Contact & Lead Forms
When you submit a contact, inquiry, or lead form, we collect the information you provide (such as name, email, phone, and message), as well as your IP address, timestamp, and browser information.
Purpose: This is to respond to your request and to protect against spam, fraud, or unauthorized or automated submissions.
Consent: By submitting a form, you consent to being contacted by one or more relevant service providers, professionals, or organizations regarding your inquiry.
Technical Details: We log technical data for security and compliance.
Protection Against Fraud & Bots: We use reasonable measures to detect and prevent automated, unauthorized, or malicious submissions, but cannot guarantee prevention of all such activity.
Disclaimer: We are not responsible for information submitted by third parties, bots, automated systems, or artificial intelligence. If you believe your information was submitted in error or without your consent, please contact us at [Your Contact Email/Support Page] for prompt removal and investigation.
Cookies
If you leave a comment, you may opt-in to saving your name, email, and website in cookies for convenience. These last one year.
If you have an account and log in, we set temporary cookies to check browser acceptance. Login and screen options cookies last up to one year.
If you edit or publish an article, a cookie will be saved in your browser indicating the post ID; this expires after one day.
Embedded Content from Other Websites
Articles may include embedded content (e.g., videos, images, articles) which behave as if you visit those websites. Such sites may collect data, use cookies, embed third-party tracking, and monitor your interaction, including if you have an account and are logged in to those sites.
Analytics
We may use analytics services to monitor site traffic and improve user experience. These may collect your IP address, device, and browser information.
Who We Share Your Data With
We do not sell your personal data.
Your information may be shared with relevant service providers or professionals solely to respond to your inquiry or request, or to comply with legal obligations.
How Long We Retain Your Data
If you leave a comment, the comment and its metadata are retained indefinitely for moderation and recognition purposes.
For registered users (if any), we store profile information as long as your account exists.
Lead and contact form submissions are retained as needed to respond to your request or for compliance.
Your Rights Over Your Data
If you have an account or have left comments, you can request an exported file of your personal data or ask us to erase it, except for data required for legal, administrative, or security purposes.
Where We Send Your Data
Visitor comments may be checked through an automated spam detection service.
Lead form submissions may be shared with participating service providers or professionals for response and fulfillment.
Your Contact Information
For any privacy concerns or data requests, contact us at: [Your Contact Email/Support Page].
Additional Information
How We Protect Your Data
We use commercially reasonable and industry-standard security measures to protect your data, including secure storage and restricted access.
What Data Breach Procedures We Have in Place
In the event of a data breach, we will notify affected users and authorities as required by law and take all necessary remedial steps.
What Third Parties We Receive Data From
We may receive data from analytics providers, anti-spam and security services, or embedded third-party content.
What Automated Decision Making and/or Profiling We Do
Our systems may use automated means to detect spam, fraud, or unauthorized activity (including through IP, browser data, and third-party tools).
Industry Regulatory Disclosure Requirements
We comply with all applicable privacy, data protection, and industry regulations relevant to the services provided on this site.
By using this site or submitting your information, you acknowledge and accept this privacy policy. If you have questions, or wish to request access, correction, or deletion of your data, please contact us at [support@downpaymentoh.orgaq].