Buying a home in Kettering OH / Montgomery County with down payment assistance. First time home buyer Brandon was looking for a Kettering home for sale in the $200,000.00 price range. With a tight housing market, low inventory and competition from other buyers it is more important than ever to work with a real estate and lender team that understands the local market and current down payment programs. Your Kettering, Ohio lender and real estate team will help you through all the hurdles of making your home purchase.